Executive protection & Special Disability (incl. professional sport)
We offer protection from the consequences of accident, sickness, and critical illness to businesses. This is highly relevant for companies which depend on key staff and for shareholders and partners in businesses with a need to protect against e.g. loss of profits, loss of working capital, replacement staff cost and loss of company value.
Core benefits include:
- Monthly Income Protection (Accident and Sickness or Accident only)
- Permanent Total Disability (Accident and Sickness or Accident only)
- Life (Death from any cause)
- Critical Illness
Potential add ons
- Hospital Cash
- Funeral benefits
- Kidnap and Ransom
- Business travel
The product can be fully tailored to suit your needs with any combination of benefits offered. We offer full medical underwriting and a bespoke wording which caters to all purchasing motives. Policies are renewable annually or for a term up to 5 years.
Disability Insurance for highly compensated individuals
Our disability insurance products for highly compensated individuals help provide the excess protection that is missing from the traditional disability market. We have policies ranging from key person disability to critical asset protection (CAP) in order to meet these needs.
This highly specialized product targets different groups including the professional sports sector, but also any other high net worth individuals, either on an individual or corporate basis.
This product can be combined with our other product to create bespoke solutions for distinct clients with special requirements not met elsewhere in the market. For example, a professional footballer can create a 360° solution by combining Disability Insurance for highly compensated individuals with an International Health Insurance plan and an Executive Protection plan.
- Limits of up to $100 million (higher limits may be available upon request)
- Three to five year policy periods
- Five year benefit periods
- Residual rider option available
- Individual or group carve out excess